Fix & Flip / Rehab Loans

Fix-and-flip investing moves fast — and so does Balvek Capital. As a direct hard money lender in Dallas, we specialize in funding rehab projects throughout the DFW Metroplex, from single-family flips to multi-unit value-add deals. When the bank says no or moves too slow, we close in days, not weeks.

Loan Features

  • ✓Fast closings — often within 5–7 business days
  • ✓Loans based on after-repair value (ARV), not just purchase price
  • ✓Competitive rates for experienced DFW investors
  • ✓Flexible terms tailored to your rehab timeline
  • ✓No prepayment penalties
  • ✓Single-family, duplex, and small multifamily eligible

Whether you're a seasoned flipper closing your 50th deal or an investor just getting started in the DFW market, our team will work with you to structure a hard money loan that fits your project. We've been funding fix-and-flip deals in Dallas, Plano, Frisco, and across the Metroplex since the 1990s.

Loan Terms at a Glance

Loan-to-Value (LTV)Up to 70% of ARV
Loan Amounts$100K – $2M+
Loan Term6 – 18 months
Interest RateCall for current rates
PointsVaries by deal
Prepayment PenaltyNone
Property TypesSFR, duplex, small multifamily
Closing Time5–7 business days typical

How It Works

1

Call Us With Your Deal

Tell us the purchase price, estimated rehab budget, and your ARV. We'll give you a quick read on whether it fits our lending criteria.

2

We Review & Quote

We evaluate the property, the numbers, and your experience. Most borrowers receive a term sheet within 24–48 hours.

3

Appraisal & Title

We order an appraisal and work with a title company to prepare closing documents. We move quickly and keep you informed at every step.

4

Close & Fund

Sign at the title company and receive your funds. Most deals close within 5–7 business days of a complete file.

Common Questions

How fast can I close a hard money loan for a flip?

Most fix-and-flip loans close within 5–7 business days once we have a complete file. In some cases we can move faster. Call us with your scenario and we'll give you a realistic timeline.

How much will Balvek Capital lend on a fix-and-flip?

We lend up to 70% of the after-repair value (ARV) of the property. Loan amounts typically range from $100K to $2M+. The exact amount depends on the deal, your experience, and the scope of the rehab.

Do you lend to first-time flippers?

Yes. We work with investors at all experience levels. First-time flippers may have different terms than seasoned investors, but we're happy to discuss your deal and find a structure that works.

What areas of DFW do you lend in?

We lend throughout the Dallas-Fort Worth Metroplex, including Dallas, Plano, Frisco, McKinney, Fort Worth, Arlington, Irving, Garland, and surrounding cities.