Hard Money Loans in McKinney, TX
Direct lender. No broker fees. Close in 5–7 business days.
McKinney has earned a reputation as one of the most desirable cities in North Texas — and one of the most active real estate markets in the DFW Metroplex. Its historic downtown, strong school districts, and rapid growth have attracted both homebuyers and investors. Balvek Capital provides hard money loans for McKinney investors who need fast, reliable financing to compete.
The McKinney Market
McKinney's real estate market benefits from a combination of historic charm and new development. The city's downtown district draws buyers looking for walkable, character-rich neighborhoods, while the city's northern and eastern edges continue to expand with new master-planned communities. McKinney is also home to a growing employment base, including healthcare, technology, and manufacturing employers.
McKinney Areas We Lend In
Historic Downtown McKinney
High-demand area with strong flip and rental activity near the historic square.
Craig Ranch
Master-planned community with consistent buyer demand and strong resale values.
Stonebridge Ranch
Established community with golf course amenities and solid ARVs for renovated homes.
North McKinney / Erwin Farms
Growth edge with new construction opportunity and expanding retail and employment.
Loan Programs for McKinney Investors
Fix & Flip
Up to 70% ARV — close in 5–7 days to compete with cash buyers in McKinney's active market.
Rental Acquisition
Bridge financing for buy-and-hold investors targeting McKinney's strong rental demand.
New Construction
Draw-based construction loans for ground-up projects in McKinney's growth corridors.
Loan Terms at a Glance
Frequently Asked Questions
Do you lend on historic properties in downtown McKinney?
Yes. We evaluate each property on its merits. Historic properties can present unique considerations — contact us to discuss your specific deal.
How fast can you close a hard money loan in McKinney?
Most loans close within 5–7 business days of a complete file. We are a direct lender — no broker delays, no third-party approvals.
Do you lend in the surrounding Collin County cities?
Yes. In addition to McKinney, we lend in Allen, Anna, Melissa, Princeton, and throughout Collin County.
What do I need to submit a deal in McKinney?
We need the property address, your purchase price, estimated rehab budget (if applicable), and your projected ARV or completed value. We will provide a written term sheet quickly.
Ready to Fund Your McKinney Deal?
Get a same-day term sheet on your McKinney deal.