Rental Property Loans
Building a rental portfolio in DFW requires fast, flexible capital — especially in a competitive market where deals move quickly. Balvek Capital provides private mortgage and hard money solutions for investors acquiring single-family rentals, small multifamily properties, and buy-and-hold deals throughout the Dallas-Fort Worth Metroplex. We underwrite based on the property and the deal, not just your W-2.
Loan Features
- ✓Single-family and small multifamily (1–4 units)
- ✓Buy-and-hold and long-term investment strategies
- ✓Bridge loans for quick acquisitions
- ✓DSCR-friendly underwriting — income from the property, not your tax returns
- ✓Portfolio lending available for multiple properties
- ✓Fast closings to beat competing offers
Whether you're acquiring your first rental property in Dallas or adding your tenth door to a growing portfolio, Balvek Capital has the capital and the DFW market expertise to help you close quickly and confidently. We've been backing local investors since the 1990s.
Loan Terms at a Glance
How It Works
Share Your Deal
Tell us the property address, purchase price, current or projected rent, and your investment strategy. We'll give you a quick read on fit.
DSCR Review & Quote
We evaluate the property's income potential and market rents. Most borrowers receive a term sheet within 24–48 hours.
Appraisal & Title
We order an appraisal and work with a title company to prepare closing documents. We keep the process moving so you don't lose the deal.
Close & Build Your Portfolio
Fund your acquisition and start generating rental income. When you're ready for the next deal, call us again.
Common Questions
What is DSCR lending and how does it work?
DSCR stands for Debt Service Coverage Ratio. Instead of qualifying based on your personal income, the loan is underwritten based on the rental income the property generates relative to the loan payment. This makes it easier for real estate investors with multiple properties or non-traditional income to qualify.
Can I use a hard money loan to buy a rental property?
Yes. Hard money and private mortgage loans are commonly used to acquire rental properties quickly, especially when competing against cash buyers or when a conventional loan would take too long. Many investors use a short-term bridge loan to close fast, then refinance into a longer-term product.
Do you offer portfolio loans for multiple rental properties?
Yes. If you own multiple investment properties, we can discuss portfolio lending options that consolidate your financing. Call us to talk through your situation.
What DFW markets do you lend in for rental properties?
We lend throughout the Dallas-Fort Worth Metroplex, including Dallas, Fort Worth, Plano, Frisco, McKinney, Arlington, Irving, Garland, Mesquite, and surrounding areas.