Hard Money Loans in Plano, TX
Direct lender. No broker fees. Close in 5–7 business days.
Plano is one of the most competitive real estate markets in the Dallas-Fort Worth Metroplex. With strong employment anchors, top-rated schools, and consistent demand from corporate relocations, Plano properties move fast — and so do the investors who win deals here. Balvek Capital provides hard money loans for Plano real estate investors who need to close quickly and move on to the next deal.
The Plano Market
Plano's real estate market is driven by a concentration of Fortune 500 and Fortune 1000 corporate headquarters along the Legacy corridor, including Toyota, JPMorgan Chase, and Liberty Mutual. That employment base sustains strong housing demand across price points — from entry-level rentals in East Plano to high-end flips in West Plano and the Legacy West area.
Plano Areas We Lend In
Legacy West / Granite Park
High-demand corridor with luxury rental and flip activity near major corporate campuses.
West Plano
Established neighborhoods with strong ARVs and consistent buyer demand for renovated homes.
East Plano
Value-add opportunities with solid rental yields and proximity to DART light rail.
Willow Bend / Deerfield
Upscale area with higher-end flip and new construction opportunity.
Loan Programs for Plano Investors
Fix & Flip
Up to 70% ARV — close in 5–7 business days to compete with cash buyers.
Rental Acquisition
Bridge financing to acquire and stabilize, then refinance into long-term DSCR financing.
New Construction
Draw-based funding up to 65% of completed value for infill and spec construction.
Loan Terms at a Glance
Frequently Asked Questions
Do you lend on properties in all Plano zip codes?
Yes. We lend throughout Plano, including 75023, 75024, 75025, 75074, and 75075. If your deal is in Collin County, we want to hear about it.
How fast can you close a hard money loan in Plano?
Most loans close within 5–7 business days of a complete file. We are a direct lender — no broker delays, no third-party approvals.
What types of properties do you lend on in Plano?
We fund single-family residential, small multifamily, and new construction projects. We do not lend on owner-occupied primary residences.
Do I need good credit to get a hard money loan in Plano?
Credit is reviewed but is not the primary underwriting factor. We lend based on the property value and the deal's merits. Investors with complex financial profiles or multiple properties are welcome.
Ready to Fund Your Plano Deal?
Get a same-day term sheet on your Plano deal.